Registered: 8 months, 1 week ago
How to Protect Yourself From Identity Theft Through Age Verification Checks marketing , or an age restriction gate, is an important technical security measure intended to limit access to audiovisual material from people who aren't appropriately-aged. It's a common practice in the entertainment industry to require that all audiovisual materials - from videos, to DVD's and music - be password protected or restricted for sale to those of a certain age. For example, you might not want to show a video of torture if you're trying to sell it to an audience of small children. It makes perfect sense, too, because any viewer of that video would, with some effort, think that the torture shown was real. What's interesting about this idea of password-protected audiovisual material is the fact that it applies just as well to other areas of our society. For marketing , many high schools and colleges have a "no drinking and driving" policy, which means that students are not allowed to drive cars when they're under the age of 21. This policy isn't based on the opinion that everyone who drinks is automatically irresponsible, but on the theory that young people are more likely to drive while intoxicated than adults. And, since most traffic violations and criminal charges against young people are served out of the court system, this age verification policy can have real consequences. Consider a situation where you're working in the insurance industry. One of your clients has been accused of committing fraud, such as identity theft. The person accused of this crime has a birth date that is very suspicious-the person was born two months earlier. Your task is to investigate the claim and find out whether the person really committed this crime, or whether the age-verification systems used by the company to make the case more difficult. One way that these systems differ from a credit card information check, however, is that with credit card information checks, the information is available to anyone who requests it. You may be dealing with an applicant who says she is eight years old when she's actually four, or an applicant who says she is fifteen when she's actually seventeen. You don't have a lot of ways to check information that isn't true, and the person being questioned may lie on her application. But with age verification systems, you have a way to verify the age of the applicant before you enter into a contract with her. So, what are marketing associated with using age verification systems? The most common problem is that companies using these systems are lax about responding when they have reason to believe that a person is using another person's identity. Some companies rely on social security number verification, for example, but this is typically used to determine the age of the applicant rather than to determine whether she is committing fraud. And other techniques may be more straightforward, such as checking with the IRS and Department of Motor Vehicles. But that's not all that can go wrong. There are also potential legal issues. Suppose you are processing a driver's license or a state ID card application and you discover that the applicant is faking her age. By law, you have every right to ask for proof of age. This means that you could be held legally liable if you process the identification without verifying the actual age of the applicant. It's always a good idea to use a system that performs multiple checks, so that you are only dealing with the most likely scenarios. So how do you ensure that the age-restricted checks that you perform are doing their job correctly? A good second step is to use a credit agency that performs age-restricted verification, instead of relying upon the more general Equifax or TransUnion search engines. The credit agency can perform all of the checks that you need and it doesn't matter whether you request them via phone, email, or in person. marketing can perform all of the searches that you need, and they provide you with the reports that you need, in a timely manner. In short, age verification checks provide peace of mind for many consumers. marketing realize that they should conduct driver's license checks when they need to hire someone to drive their children around town, but consumers don't think about using these same resources to ensure that their own personal information isn't being used by unauthorized individuals. The information that these agencies can provide includes everything from social security numbers to passport photos to driver's licenses, and they do it all without charging the customer any extra money. Because they perform all of these checks themselves, they aren't sharing any of the information with other companies, which means that you are protected from identity theft and other dangers.
Topics Started: 0
Replies Created: 0
Forum Role: Participant